We’re days away from some of the best holiday shopping deals. Whether you’re polishing off your gift list or just getting started (guilty), you can say big on Amazon purchases with this credit card’s welcome bonus. Right now, the Prime Visa card is offering an instant $200 Amazon gift card when you’re approved for a new account.
This is the highest welcome bonus amount the Prime Visa’s offered, and it’s unlikely to stick around long.
I’ve had my Prime Visa card for three years, and it comes in handy when I need last-minute gifts or holiday party supplies. It earns 5% back on all purchases at Amazon, and helps me save money on my Thanksgiving food haul at Whole Foods.
Amazon’s flagship card is a great all-around rewards card, since it offers 5% back on travel booked through Chase and 2% back at gas stations, restaurants and rideshare services. You can also earn 10% back or more on select Amazon items.
Checking out on Amazon is certainly convenient, but I also like to shop small. You can do both by shopping through Amazon’s small business shopping hub. It’s not the smoothest shopping experience, but it’s worked well for me in a pinch.
Read more: Don’t Let a Delayed Flight Ruin Your Holiday. How a Credit Card Can Help
Is the Prime Visa right for you?
The Prime Visa card only makes sense if you’re a Prime member. While the card doesn’t technically have an annual fee, you’ll need to maintain an annual Prime membership, which costs $139.
If you’re not a Prime member, you could check out the card’s younger sibling, the Amazon Visa, which earns 3% back at Amazon. It’s not as rewarding but has no annual fee and comes with a $60 gift card upon approval.
Don’t shop Amazon often enough to justify either card? No problem. CNET Money credit card editor, Evan Zimmer, recommends the Blue Cash Preferred® Card from American Express for groceries and gas and the Wells Fargo Active Cash® Card* for just about everything else.
For rates and fees of the Blue Cash Preferred Card from American Express, click here.
*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
*All information about the Wells Fargo Active Cash card has been collected independently by CNET and has not been reviewed by the issuer.